Last updated: August 2026

These are the ground rules for using our website and working with us. We’ve kept this in plain language on purpose — if you’d like anything explained further, just ask.

01 Agreeing to these terms

By using this website, you’re agreeing to the terms on this page.

If you don’t agree with something here, please don’t use the site, and feel free to reach out to us directly instead.

02 What this site is for

This website is here to explain who Pannu & Co is, what we do, and how to get in touch.

Nothing on this site is a formal offer, contract, or guarantee of services.

Any actual work we do together — marketing, investing, partnerships, or coaching — is agreed separately, in writing, before it begins.

03 Not financial or investment advice

IMPORTANT

Nothing on this website is financial, investment, legal, or tax advice.

Anything we publish here is general information only.

Investing involves real risk, including the risk of losing money, and past results are never a guarantee of future ones.

Before making any financial decision, please do your own research and speak with a licensed professional.

04 Using our website

You’re welcome to browse the site and reach out to us.

Please don’t:

• Try to copy or reuse our content, design, or branding without asking

• Use the site in a way that could damage it or interfere with anyone else using it

• Use anything on this site to mislead or impersonate us

05 Our content

The text, design, and branding on this site belong to Pannu & Co.

You’re welcome to link to our site or reference us, but please don’t copy our content or design and present it as your own.

06 No guarantees

We do our best to keep this site accurate and up to date, but we can’t promise it will always be perfect, uninterrupted, or error-free.

We’re not responsible for decisions made solely based on this website — that’s what real conversations and signed agreements are for.

07 Other websites

If we link to another website, that’s for your convenience.

We don’t control those sites and aren’t responsible for their content or how they handle your information.

08 Changes to these terms

We may update these terms from time to time as our business grows.

If we make a significant change, we’ll update the date at the top of this page.

09 Governing law

These terms are governed by the laws of the United States and the state in which Pannu & Co LLC is registered.

10 Questions?

If anything here is unclear, email us at hello@pannuandco.com — we’re happy to talk it through.

This is a plain-language starting point, not a finished legal document. Because Pannu & Co offers investing and partnership services, we’d strongly recommend having a licensed attorney review and finalize these terms — especially the investment disclaimer — before publishing, to make sure they meet applicable state and federal requirements.